Portland Oregon MSA & HSA
SmartHealth has been the Oregon leader on HSAs (Health Savings Accounts)
and MSAs (Medical Savings Accounts) for over a decade!
Demystifying the Oregon Health Savings Account (HSA) and Medical Savings Accounts (MSA)!
People who have Health/Medical Savings Accounts (HSAs & MSAs) love them. They enjoy the lowered premiums. They especially like the ability to fund their own healthcare with pre-tax dollars. Instead of paying the insurance company high monthly premiums for benefits you might not use, you can use these funds to create your own savings account. Unlike cafeteria/flex plans, the dollars you put into your HSA/MSA continue to grow and grow, year after year. Even better, these funds can be used for popular things which most health plans currently do not cover such as alternative care, acupuncture, chiropractic care, naturopathic, dental, vision etc! This is why HSAs are so popular.
Again, this is why people who have an HSA and MSA for themselves or their families love them.
However, HSAs are not for everybody. To fully understand the HSA/MSA program and see if one is right for your specific need, it is always advisable to speak with an independent agent or broker. We represent all HSA/MSA providers. Your initial call will take about 3 to 10 minutes. Our clients typically save $125 to $400 every month by switching to a Health Savings Account. Our services are free. Your rates are set by law, we simply assist you in locating the best plan to fit your specific need. Your time is valuable. Your privacy & security are important. Remember, we know Oregon, we live here. Call today for a free no obligation quote & see if an HSA or MSA is right for you!
HSA/MSA Benefits include:
- Known as the “Super IRA”
- Extremely low Premiums
- For 2013 the contribution changes:
$3250 Individual Max / age 55+ add an extra $1000
$6450 Family Max / age 55+ add an extra $1000
- Like a cafeteria plan except funds roll over $ grow year after year!
- Can be used for Alternative, Naturopathic, Chiropractic and Dental
- Anyone can now qualify for HSAs & MSAs