Learn more about COBRA Health Insurance

When an employee leaves his/her group plan, they are shocked to see the sticker price of their Oregon Health Insurance program. Your SmartHealth agent can happily find you a quality, affordable program on the Individual Health Insurance Market. You can save as much as 60% of your monthly premium! We will shop the Oregon Health Insurance marketplace for you to ensure a positive experience in your transition from COBRA Insurance. SmartHealth is a Portland, Oregon company. We understand COBRA Health Insurance in Oregon.

COBRA (Consolidated Omnibus Budget Reconciliation Act) is the landmark health insurance benefit provision passed by Congress in 1986. The law amends the Employee Retirement Income Security Act, the Internal Revenue Code and the Public Health Service Act to provide continuation of group health insurance coverage that otherwise might be terminated.

What does COBRA Insurance do?
COBRA Insurance provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health insurance coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Group health insurance coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves.