Are you on Cobra health insurance?
SmartHealth recommends that you replace your cobra health insurance
plan as soon as possible for the following reasons:
1) Cobra
premiums can be up to 60% higher than similar
individual plans.
2) Cobra
only lasts 18 months. We recommend you make
sure you qualify for a permanent health insurance plan
while you are healthy.
3) It
is your money; why not find a plan to fit your
specific needs? SmartHealth provides free service
to help you through the often confusing world
of COBRA insurance. Give us a call to shop the
Oregon market place for you. Let us provide
a positive experience in your transition from
COBRA.
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When an employee
leaves his/her group plan, they are shocked to see
the sticker price of their Oregon Health Insurance program.
Your SmartHealth agent can happily find you a quality,
affordable program on the Individual Health Insurance Market. You
can save as much as 60% of your monthly premium!
We will shop the Oregon marketplace for you to ensure
a positive experience in your transition from COBRA.
COBRA (Consolidated
Omnibus Budget Reconciliation Act) is the landmark
health benefit provision passed by Congress in 1986.
T he law amends the Employee Retirement Income Security
Act, the Internal Revenue Code and the Public Health
Service Act to provide continuation of group health insurance
coverage that otherwise might be terminated.
What does COBRA do?
COBRA provides certain former employees, retirees,
spouses, former spouses, and dependent children
the right to temporary continuation of health insurance coverage
at group rates. This coverage, however, is only
available when coverage is lost due to certain specific
events. Group health insurance coverage for COBRA participants
is usually more expensive than health coverage for
active employees, since usually the employer pays
a part of the premium for active employees while
COBRA participants generally pay the entire premium
themselves.
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COBRA Insurance in Oregon
