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Did you know that not all companies had premium increases this year? In fact, a few companies are showing premium decreases this year!
At SmartHealth we understand that you are busy. You probably just want a “no hassle & spam-free” health insurance quote from a decent company you have heard of.
Our clients expect knowledge, honesty & the “actual costs.” You simply want a quote and searching on-line is very confusing. Good news, we are an actual brokerage, actual humans who are actually licensed, trained and located right here in Oregon. As you probably know, we represent all the major carriers in Oregon. Many of our clients are surprised to find out just how affordable health care can actually be. Again…Our services are free to you.
At SmartHealth your Privacy is important: We are not a marketing company which sells peoples names and numbers. We are real Oregonians, just like you who want to help you find the best plan for your specific needs & budget.
Click “Get a Quote” or simply call us now. Within 2 or 3 minutes, you will have exact quotes which fit your specific needs & budget. Contact us now!
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Welcome to Oregon! Moving is stressful. At SmartHealth we understand that you are busy. You probably just want to know how much health insurance will cost you per month. Right?
Good news, you now have one less hassle to deal with. We represent all major carriers in Oregon! The rates are the same whether you take advantage of our services or not. Best yet, our service is free! We are your personal advocate.
Plans change, you change, your needs change. Oregon has very unique state mandates & benefits. You may no longer be covered under your prior out of state plan.
We can help you now to get the information, find the best rates for your specific needs/ budget & move on with your busy life! We help you do this at no additional cost.
SmartHealth is a locally grown, Oregon company. Not a cold-call center, filled with inexperience sales people, located in another state pretending to be your advocates.
Click “Get a Quote” or simply call us now. Within 2 or 3 minutes, you will have exact quotes which fit your specific needs & budget. Contact us now!
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Did you know that Oregon has one of the highest numbers of Self Employed individuals per capita than any other state?
We do!
Over 60% of Oregon’s economy is now run by the Self-Employed &/or the small business. You are the real “pulse of the economy.” Deciding to be self employed is a huge leap. We’ll try to lessen your worries about the cost of health care.
When somebody leaves a group employer, starting a new career, or simply becoming self-employed, we help them find an individual plan which will best suit their needs. We help alleviate the burden of the oftentimes confusing world of Portability & COBRA etc. Oftentimes, these “individual plans” are up to 70% less expensive than a “group” plan. For example: A 30 year old female can have a full choice, comprehensive plan for $62 to $150 per month.
What about an Health Savings Account? Many self employed Oregonians have found a great fit with a money saving HSA. Is an HSA right for you?
With our experience & professionalism we will help you find the best plan for your specific need. We are the only agency to be listed on the Oregon State Bar directory for Individual & HSA.
Click “Get a Quote” or simply call us now. Within 2 or 3 minutes, you will have exact quotes which fit your specific needs & budget. Contact us now!
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You have probably noticed that Oregon is a naturopathic/ alternative medical hotbed. We have many local colleges and learning centers which focus on this popular form of wellness. Chiropractors, Acupuncturist, massage, naturopathic doctors & holistic medical care.
In Oregon, many traditional Insurance companies offer these popular benefits with standard $20 to $30 office co-pay. While other insurers encourage the use of alternative med by way of the popular
HSA (health Savings Account). What might fit best with your personality? A health savings account (aka HSA) or a standard “Co-Pay” plan?
What is Alternative Medicine? According to the MeSH, it is defined as therapeutic practices which are not currently considered an integral part of conventional allopathic medical practice. They may lack biomedical explanations but as they become better researched some, such as physical therapy, diet, and acupuncture, become widely accepted whereas others, such as humors or radium therapy, quietly fade away, yet are important historical footnotes. Therapies are termed as Complementary when used in addition to conventional treatments and as Alternative when used instead of conventional treatment.
Click “Get a Quote” or simply call us now. Within 2 or 3 minutes, you will have exact quotes which fit your specific needs & budget. Contact us now!
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As you have already recognized, 2009 has brought many changes to the current economic landscape.
Many of our neighbors in the community have recently lost their employment. This doesn’t mean you should lose your health care.
Instead of becoming uninsured, ask about a simple major medical health plan to cover you and your family from financial disaster in the event of unforeseen accident/illness.
Did you know that an Individual Plan can be up to 75% less expensive than your Group Plan or COBRA?
Premiums for individual/family health coverage have remained relatively steady or even posted a decrease. These factors are all determined by your age, zip code and underwriting guidelines. We can help you navigate these hurdles.
Remember: There is no fee associated with our services. Call now for a free, no-obligation review of your specific situation. A five minute local phone call is usually all it takes. Our brokers are here for you 503-287-6060
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| Good News! We are a licensed brokerage, trained and located right here in Oregon. |
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TESTIMONIALS
"I had been researching the new HSA's for nearly a month. I just wasn't quite sure how they worked. My agent Ed Andrews took the time to simply explain how the HSA works. He was very patient and listened to all of our questions. Now we've cut our premiums nearly in half and are enjoying the tax-free savings for our Chiropractor & Dental Bills. Thank You Ed."
- Bryce P.
NW Portland, OR
"I always thought that shopping for insurance with an agent was more expensive. I didn't realize that an agent was so instrumental in helping understand our plan. Not to mention that the price is the same whether you use and agent or go direct. The price is the same."
- Stacy D.
NE Portland, OR
"Our Agent (Julia Ruscitti) at SmartHealth was so wonderful to us. We actually invited her to stay for dinner."
- West Linn, OR
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